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“Cardholder” means an individual whose name is in a Card Account and who’s responsible for all transactions and liabilities on the Card Account. It contains Primary and any Supplementary Cards. “Business Day” means a day on which the related workplace in BRAC Bank specified in the Application Form or via which the Card is supplied or such different workplace as may be notified by BRAC Bank to the Cardholder, is open for regular enterprise transactions. “Authorized Dealer” means a certified dealer as defined within the Foreign Exchange Regulations Act 1947 as amended once in a while.

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The Bank reserves the right to retain the applying types and documents supplied therewith, together with photographs, and received’t return the identical. Processing payment on the transferred amount could apply as per latest Schedule of Charges. The Bank shall act as an agent in providing this facility and cannot be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. The Bank may at its absolute discretion concern a Supplementary Card to a person nominated by the Cardholder and accredited by the Bank. The Supplementary Cardholder should be of 18 years of age or over. The problem of the Supplementary Card shall be topic to such Terms and Conditions, which the Bank could deem needed.

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• “Company” means a company as outlined in the Companies Act 1994, as amended every so often.
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• When presenting the Priority Pass card on entering the lounge, lounge staff will take an imprint of the card and concern a ‘Record of Visit’ voucher to the cardholder or make a log entry.
• BRAC Bank Limited reserves the proper to ascertain the credit worthiness of the Applicant time to time by obtaining credit score bureau report and such different reports as it could deem needed and decline to issue a Card to any Applicant at its sole discretion.

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In connection with the special discounts/offers made by the respective Merchants, the Bank is not going to be held responsible the place any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the best to change the advantages obtainable to Cardholders at any time without prior discover. The Bank shall be entitled at any time without the consent of the Cardholder to assign and transfer the entire or any a half of its rights of obligations underneath this Agreement. The Cardholder undertakes to sign such additional document as could additionally be requested by the Bank from time to time to offer impact to such assignment and switch. Information may be processed for the needs of complying with relevant legal guidelines, including anti-money laundering and anti-terrorism legal guidelines and regulations and preventing crime and terrorism.

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The Bank will on no account be liable for any transaction on the card before receiving correct notification of the stated loss, theft or disclosure from the cardholder. The primary cardholder might withdraw the authority of the supplementary cardholder by sending a written intimation to the Bank accompanied by the supplementary card. If the Cardholder fails to pay the Minimum Amount Due by the cost due date, a flat late cost cost charge as prevailing from time to time shall be levied. E. Charges in Foreign Currency In respect of Cards apart from internationally valid Cards, BRAC Bank is not going to be certain to take cognizance of, and will not be liable in any manner in any way in respect of any expenses which are incurred in international forex. BRAC Bank shall be absolutely indemnified and held innocent towards all penalties of such payments, by the Cardholder. All statutory taxes, service tax, VAT, all other imposts, duties and taxes as could also be levied every so often by the Government or different authority in respect of or in reference to the Card.

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